Exchange Visitor Insurance Program Overview

"We have looked to GRB for nearly a decade on advice and DOS compliant insurance solutions. Their J1/J2 Visa Exchange Sponsor Group programs meet the new Department of State $100,000 minimum requirements and their customer service is outstanding. We'd recommend their program to any exchange sponsor needing such coverage, a comparitive quote to their current policy or simply to save money over their current plan. They saved us over a thousand dollars per month this last year at renewal ! " ~ InTalage, Inc.

We work with:

Au Pair / Camp Counselor/ College & University Students/ Government Visitors/ Interns/ International Visitors/ Physicians/ Professor & Research Scholars/ Secondary School Student/ Short-Term Scholars/ Specialists/ Summer Work Travel/ Teachers / Trainees


  • GRB Programs meet and exceed the insurance specifications of *Department of State code 22 CFR 62.14
  • Providing standard minimum requirements at $100,000 limits, OR
  • We can fully customize your organizations GROUP coverage limits to your needs with higher limits and range of deductibles
  • Providing flexible administration for your organization, monthly invoice list billing with range of options for payment
  • Ease of adding or removing insureds with simple email notification and self auditing
  • Simplified rates without age banding ... ONE rate for adults/ ONE rate for children
  • Choice of ANY Doctor or Hospital within the United States; no out of network penalties



Are you still providing coverage of LESS than $100,000 medical limits ?!

If so, you are out of compliance and your sponsoring organization can be held liable (or worse, loose your sponsorship status) should your exchange visitor have a medical issue limited by the current level of coverage.


Are your insurance premiums being raised year after year with your current provider or agent ?!

If so, we guarantee significant $aving$ of premium dollar$ to your sponsor organization bottom line... just ask us for a NO OBLIGATION quote to compare.


Maybe the administration of your current plan is a headache ?!

If so, you will find the ease and flexibility of the GRB programs second to none. Our third party administrator has a unique monthly list billing process that makes adding and subtracting insureds throughout the year very effortless, with a simple email to our offices. Each insured has their own health insurance ID card and details of coverage emailed.


So, what are you waiting for ?!

Request your no obligation compartive GROUP quote NOW by emailing or calling Derek Patterson



Maybe you just have a few JVisa exhange visitors needing coverage ?

We have the individual plan option online here !



*DOS code 22 CFR 62.14 excerpt:


Sponsors must require that all exchange visitors (as well as their accompanying spouses and dependents) have insurance in effect that covers them for sickness or accidents during the time of their exchange visitor program.  The recent rule increases the minimum coverage to meet today’s medical insurance needs.  As of May 15, 2015, minimum coverage must provide medical benefits of at least $100,000 per accident or illness; repatriation of remains in the amount of $25,000; expenses associated with medical evacuation to the exchange visitor’s home country in the amount of $50,000; and deductibles cannot exceed $500 per accident or illness (Section 62.14(a)).  Inadequate insurance coverage may be catastrophic for an individual exchange visitor. Thus, the Department increased the requirements.

Program participants and their dependents are required to have medical insurance coverage with the following minimum benefits [22 CFR 62.14].

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness.

Sponsors are to require that their participants (and any dependents entering the United States as holders of a J-2 visa) have insurance in effect during the period of time they are in the sponsor's program. An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.